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About Us

Who we are

Bridging financial gaps across Kenya

Sterling Credit Ltd is a non-deposit-taking microfinance institution dedicated to bridging financial gaps by offering tailored, accessible financial solutions to individuals and businesses.

We started with a small office and just 10 clients. Today we serve thousands of clients across Kenya, providing flexible credit to underserved groups, with a special focus on salaried individuals and small and medium-sized enterprises.

Our Mission

To provide innovative, inclusive and customer-focused financial solutions that empower individuals and businesses to access fast, reliable credit, fostering economic resilience and long-term social impact.

KES 5B+Loans disbursed
1,000+SMEs financed
1,000+Jobs created
5,000+Individuals financed
60% women
Our impact

How we make a difference

We provide flexible credit solutions designed for underserved groups, driving financial inclusion for salaried individuals and SMEs.

Supporting financial inclusion

Serving marginalized and underserved communities with credit they can access.

Empowering small businesses

Providing financial services that help small businesses operate and grow.

Enhancing financial literacy

Educating clients so they can make better financial decisions.

Championing sustainability

Financing climate-smart solutions for cleaner, more resilient communities.

Ready to get started?

Apply online in minutes, or talk to our team on +254 790 222 000.